How to Study the Bible

How to Study the Bible

By David Jeremiah

A Ribbon Runs Through It

Some students of God’s Word have been reading and studying the Bible as long as I have (or longer) — more than six decades now. If so, you’ve noticed the same thing I have: Bibles have changed. Not the text of Scripture, but what’s included along with the text.

When I was young, everybody pretty much had the same Bible: a large, black, leather-covered edition of the Authorized Version—the “King James Bible.” And because Bibles were intended to be read daily by individuals or families, these Bibles came with a black silk ribbon attached to the spine that was used as a place marker. When you finished your personal or family devotions, you moved the ribbon to that page so you could pick up right there the next day. Remember that?

While those big black Bibles are still available, the trend today is “study Bibles” filled with resources in addition to the biblical text. It might take a half-dozen color-coded ribbons to mark all the trails you can follow through a modern study Bible. The first Bible with added resources was probably the Geneva Bible in 1560, followed by various editions of the Authorized Version beginning in 1611. In the modern era, the most famous study Bible was the Scofield Reference Bible, published in 1909.

After years of being asked to undertake creating a new study Bible from my lifetime of study of the Word of God, I finally felt the time was right to consolidate my life’s work into a single resource. This study Bible is dedicated to helping the everyday student of the Word to clearly understand “What It Says, What It Means, and What It Means for Me.” Since 2013, The Jeremiah Study Bible has helped thousands of readers do just that. Now, in addition to the New King James Version, The Jeremiah Study Bible is available in the New International Version, and a “ribbon runs through it.”

Ribbons That Rightly Divide the Word

Paul wrote to Timothy: “Be diligent to present yourself approved to God, a worker who does not need to be ashamed, rightly dividing the word of truth” (2 Timothy 2:15, italics added). I love that phrase, “rightly dividing.” Ribbon bookmarks running through the Bible are a beautiful image of what Paul meant by “rightly dividing” the Word of God. Paul meant for Timothy to be a student of Scripture. Timothy didn’t have a study Bible he could mark up and underline like we do ours, but he was to be a diligent student nonetheless—and so are we.

I want to highlight three kinds of ribbons that must run through each of our Bibles if we are going to rightly understand God’s Word and apply it in the twenty-first century.

First, a ribbon called “What the Bible Says.” This ribbon marks what the original authors of Scripture wrote to their original readers. Study Bibles help us immensely with this task by illuminating the meaning of the original Hebrew, Aramaic, and Greek texts. Not all of us are called to be scholars of ancient languages, but the more we study the fruit of Bible scholarship, the more convinced we will be of the divine authorship of Scripture.

Second, a ribbon called “What the Bible Means.” Once we know what the Bible says, we move to what the Bible means in its original context. And study Bibles provide numerous notes and aids to help us bridge thousands of years of cultural change. It’s important to know what the Bible meant to its original readers before we can accurately apply it to our own lives.

Just as ribbons mark the course of our reading and study of God's Word, so God's Word is to leave it's own mark on our lives.

Third, a ribbon called “What the Bible Means for Me.” Too many people begin with this ribbon and invent their own theologies based on “what the Bible means to me.” That’s not where we begin. We learn how to apply the truth of God’s Word only after knowing what it says and what it means in its original context. Only then can we make accurate application to our own lives.

Just as ribbons mark the course of our reading and study of God’s Word, so God’s Word is to leave its own mark on our lives. Join me as we explore these three ribbons—the keys to “rightly dividing the Word of truth.”

What It Says – The Precise Accuracy of the Word

In 1804, British ship, HMS Apollo, was leading a convoy of sixty-nine other merchant vessels to the West Indies on a route that put them parallel to the coasts of Spain and Portugal, about a hundred miles from land. A storm arose on Sunday, April 1, April Fool’s Day, but the captain was unconcerned because his compass assured him he was well into open sea. But in the wee hours of the morning, the ship wrecked against the jagged rocks of the coastline. Jolted from their hammocks, the crew ran scantily clothed to their posts and tried to save the ship from the cold sea. The waves crashed over the hull, flooding the ship from above amid the screams of shipmen still below. As night gave way to dawn, the surviving crew were amazed to find themselves not a hundred miles from land but wrecked against the Portuguese coast, which was littered with the debris of many of the other ships in their convoy. Of the sixty-nine vessels traveling with HMS Apollo, forty were wrecked, some with total loss of life. It was one of the greatest disasters in the history of British maritime shipping.

The captain of HMS Apollo faced court-martial, but he was acquitted when it was learned that the fault lay not with him but with the ship’s compass. Because the Apollo had taken on a large iron tank, the magnetism of the compass was thrown off just a little—four degrees— and the error accumulated day after day. As leader of the convoy, the captain had unwittingly led the others to shipwreck because his compass was defective.

Many people today are shipwrecked in life because of a defective compass, and they lead others astray. As Christians, we have a Book that gives accurate readings and precise directions, that allows us to navigate life with confidence, and that always points us in the right way. We can trust it, and we can trust what it says.

The Bible Is an Inspired Book—Then

According to Hebrews 2:10, the Lord Jesus is the Captain of our salvation. He provides us with an accurate compass. As God, He is omniscient. He knows every fact in the universe. His thoughts are always just, His opinions always right, His knowledge always total. When He speaks, He makes no mistakes, wastes no words, and withholds nothing necessary for our knowledge. Because He wanted to communicate with us in a permanent form we could ponder and pass on to others, He inscribed His message in a book (our word “Bible” comes from a Latin term for “papyrus” and means “book”).

God transmitted a message from His omniscient mind into this accessible book through the process of “inspiration,” a word that is made up of the prefix “in” and the term “spire,” which means “breathe.” Think of our word “respiration,” having to do with the lungs. Or the word “expire,” describing someone no longer breathing. The apostle Paul explained, “All Scripture is given by inspiration of God” (2 Timothy 3:16). In other words, God breathed it out, He spoke it, just as we use our lungs to breathe out and form audible syllables. Peter further explained, “Prophecy never came by the will of man, but holy men of God spoke as they were moved by the Holy Spirit” (2 Peter 1:21).

The Spirit of God came upon certain people at certain times and guided them in the words they wrote so that, without suspending their own personalities or intellects, their writings were from God. This was commonly accepted even at the time the Bible was being given. Speaking in the upper room after the ascension of Christ, Peter quoted Psalm 69, a prophecy about the betrayal of Judas Iscariot. Here’s how Peter put it: “Men and brethren, this Scripture had to be fulfilled, which the Holy Spirit spoke before by the mouth of David concerning Judas, who became a guide to those who arrested Jesus” (Acts 1:16, emphasis added). That’s inspiration—the Lord speaking through the mouth of David and the other writers of Scripture; and that’s why the Bible is matchless, incomparable, and different from every other book in the history of religion and literature.

The Bible Is an Accurate Book—Now

If the Bible is inspired by an omniscient God, it’s logical to assume it’s accurate in all it says, unfailing and infallible. Every word and syllable—every jot and tittle—is full of truth and authority. That doesn’t mean that every copy of the Bible is accurate, of course. There was a famous (or infamous) edition of the King James Bible published in 1631 by the London printers Robert Barker and Martin Lucas. It’s called the “Wicked Bible” because the editors inadvertently left out the word “not” from Exodus 20:14. Instead of saying, “Thou shalt not commit adultery,” the verse read, “Thou shalt commit adultery.”

Those kinds of mistakes are thankfully very rare, and we have fullest confidence in the transmission and translation of God’s Word as it has been passed down from antiquity to us. While we don’t have the original inerrant parchments or papyri written by the actual biblical authors, we have a remarkable chain of manuscripts going back to very early days. No book in history has the richness of manuscripts as the Bible. No other book even comes close. So we persuasively can say the original biblical documents were inerrant, infallible, and wholly accurate, for Almighty God gave them and He makes no mistakes. And we can be confident that our existing copies are so reliable that when a faulty one shows up like the “Wicked Bible,” it stands out like a sore thumb.

The Bible Is a Relevant Book—Always

Since the Bible is inspired and accurate, it’s always relevant. It’s more up to date than any of today’s self-help books, advice columns, theological tomes, or runaway best sellers. Because it came from the mind of the eternal God, it is timeless in its application. We never know when a verse of Scripture may come out of thin air and change our lives.

Out of thin air? Well, consider what happened to Andres, the oldest son of Chief Fernando of the Muinane tribe in the nation of Colombia. As Andres tended his rubber trees in a large section of the South American jungle, he started asking himself questions about life, like where we came from and what happens after death. One night in boredom, he began fiddling with a transistor radio given to him by a rubber baron. Suddenly Andres picked up a sharp, clear signal from Trans World Radio. A man was reading these words: “The sun will be darkened, and the moon will not give its light; the stars of heaven will fall, and the powers in the heavens will be shaken. Then they will see the Son of Man coming in the clouds with great power and glory” (Mark 13:24–26).

By strange coincidence, that very evening the moon did not give its light. Though Andres didn’t understand it at the time, a total lunar eclipse covered the jungle with blackness. The young Colombian, deeply stirred, returned home. The next day Jim Walton of Wycliffe Bible Translators arrived unexpectedly and, opening his New Testament in the village, began reading God’s Word.

God's Word is relevenat for all our days.

Andres was spellbound. He later said, “When I saw you reading that book, I knew it was the book from the radio, the book that had the truth.”

And when you said it was God’s Word, and you wanted to put it in my language, I determined to help you.” For the next eighteen years, Andres served Jim as co­translator, helping complete the first draft of the New Testament and portions of the Old Testament.

As we study the Bible seeking its meaning according to sound principles of Bible study, it has a way of speaking to us. If it is inspired and accurate, it has to be relevant.

We’ve never had so much material to read—billions of words are available online every day. It’s easy to sit down at our electronic devices and spend hours “surfing.” But too much surfing can wreck a person’s life on the rocky shoreline of deadly data. Instead, spend large portions of time studying God’s Word. It is precise and accurate in all it says. It is relevant for all our days.

The Word of God is a light for our steps, a lamp for our pathways, a plumb line for our thinking, and a sure compass for our souls.

What It Means – The Proper Awareness of the Word

Have you ever given something holy to a dog or thrown a pearl in front of a pig?

  • Have you ever seen a camel that would fit through the eye of a needle?
  • Have you read two verses in the Bible that seem contradictory?
  • Have you ever seen someone shave a man’s beard half off and steal his pants?

You have likely never seen nor heard of anyone doing these things in our modern world. But you have read about them in the Bible. The four situations above are examples of why understanding context is so important in knowing what the Bible means.


    In Matthew 7:6, Jesus said not to “give what is holy to the dogs” nor “cast your pearls before swine.” In biblical times, pearls were truths of Scripture and the mysteries of the kingdom were holy, and the Jews referred to Gentiles as dogs or pigs because both were unclean. Just as dogs and pigs cannot appreciate the value of pearls and holy things, some people are not ready to receive spiritual truth.

    Application: Better to move on to others than to argue or debate with those who reject God’s truth.


    In Matthew 19:24 (and Mark 10:25; Luke 18:25) Jesus said “it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” In Jesus’ day, the camel was one of the largest animals known and a needle’s eye was one of the smallest openings known. So Jesus was simply using exaggeration by way of contrast. We know of larger and smaller things in our modern world and could retell the phrase with different words and have it mean the same thing. The key word is “easier.”

    Application: don’t let wealth make it next to impossible to receive God’s grace.


    Proverbs 26:4a says not to “answer a fool according to his folly,” but Proverbs 26:5a says the opposite: “Answer a fool according to his folly.” So which is right? They both are based on the context of the Book of Proverbs. The context of Proverbs is wisdom versus folly. On the one hand, if you answer a fool you may become like the fool; you may become a fool yourself (verse 4b). On the other hand, if you don’t answer the fool, he might think he is right and smart—so you better answer him to set him straight (verse 5).

    Application: it takes wisdom and discernment to know when to answer a fool.


    When the king of Ammon died and his son ascended the Ammonite throne, King David of Israel sent a delegation of men to express his sympathy to the new king on the loss of his father. Instead of being grateful for the gesture, the young Ammonite king shaved off half of David’s men’s beards and cut off their garments “in the middle, at their buttocks” (2 Samuel 10:4) and sent them back to David. David’s men “were greatly ashamed” (verse 5). For a man’s beard to be shaved half off and his body exposed was a condition of great shame and humiliation. David allowed his men to live in seclusion until their beards regrew and their shame was past. To lift such an act out of context and apply it today would be indefensible, as would any other act of making another person feel ashamed. This was a hateful act perpetrated by a pagan king—not to be copied.

    Application: the context of old testament

Context Is Everything

Next, let’s look at the second ribbon that we must use to rightly divide the Word of God: What does the Bible mean? Or, What did the Bible mean to the audience to which it was originally written? To answer that question, we must become students of context.

A text taken out of context becomes a pretext.

By way of reminder, biblical context then means exactly what “context” means today. If someone hears you say something (“I’m not going to ask Mary to attend”) without knowing the context (“Mary has been ill and has so many family things going on right now”), your words could be misunderstood and misapplied.

Instead of excluding Mary for selfish reasons, it was your compassion for Mary that was the focus. But without that context—reasons, tone of voice, body language, relationships—your words could be taken totally out of context.

It has been rightly said that “context is everything” for this reason (and I encourage you to remember this principle of biblical interpretation): A text taken out of context becomes a pretext. One of the ways people can make the Bible say whatever they want it to say is by taking biblical texts out of their original context. Those texts then become a pretext: a way to justify one’s actions while hiding the true motivation or reason.

Here’s an example: The fifth of the Ten Commandments told Israelites to “honor your father and mother” (Exodus 20:12). By Jesus’ day, Jewish tradition allowed men to circumvent that responsibility to their parents by dedicating to God (to the temple) the money they would have used for their parents. Jesus pointed out this hypocrisy in Mark 7:10–13. They used a Jewish tradition (“dedicate your money to the temple”) as a pretext for failing to care for their parents and adhere to the fifth of the Ten Commandments.

Another example: In 1 Corinthians 7, Paul gives advice that seems very strange to us today—if you are single, don’t get married; if you’re married, don’t change your marital status; if you’re a slave, don’t try to gain your freedom. In other words, don’t make any life-altering changes; don’t make any big moves—stay where you are. Why did Paul say those things? For two reasons: Life in the Roman world was very tenuous for the early church; persecution and trouble were widespread. And there was some sort of “distress” going on in Corinth when Paul wrote his letter. His restrictive advice was probably based on the Corinthians’ context: Don’t make changes and draw attention to yourself at the moment; be content until the present crisis passes. Secondly, Paul may have been anticipating the imminent return of Christ: “But this I say, brethren, the time is short” (verse 29). Paul would have meant: “Don’t let your affairs be your dominant concern. Christ’s kingdom should set your agenda going forward. We live now for Christ, not for ourselves. If that requires sacrifice, so be it.”

So are we free to marry today and make long-term plans? Of course (Ephesians 5:22–33). First Corinthians 7 was addressing specific questions, rooted in context, that the Corinthians had asked Paul (1 Corinthians 7:1)—and his answers must be read that way.

Living Contextually

Paul wrote, “All Scripture … is profitable” (2 Timothy 3:16). And we know that “all Scripture” was written many centuries ago. Therefore, “all Scripture” must be read contextually. As Christians we must …

  1. READ CONTEXTUALLY. Every time you open your Bible, remember you are reading something written in a totally different cultural context. That means we must learn what it said then before we know how to apply it now.
  2. STUDY CONTEXTUALLY. Use your study Bible to dig into Scripture to understand culturally different words, images, and meanings. Become a contextually aware student of God’s Word!
  3. APPLY CONTEXTUALLY. Scripture is not only for doctrine (knowing), but for “reproof, for correction, for instruction in righteousness” (2 Timothy 3:16). The goal of Bible study is application leading to life-change. It is our responsibility to make proper application of the timeless truths of Scripture.
  4. LIVE CONTEXTUALLY. The Bible does not provide a verse for every single circumstance we might face in life. But the more we live in the context of Scripture as a whole, in the context of the presence of the Spirit, and in the context of obedience to Christ in all things, the more wisdom and discernment we will have in daily living. Those who are “in Christ” (2 Corinthians 5:17) have a new context for living—“behold, all things have become new.”

Remember: Context is critical!

What It Means For Me - The Practical Application of the Word

Did you hear about the professor who invented a complicated but finely-tuned machine in his garage? The contraption was years in the making. Finally one day an inquisitive neighbor persuaded the inventor to let him peek at it. There it was, an enormous apparatus with gears and belts and flywheels and electronic components with their flashing lights and digital readouts. With a push of a button, the machine hummed into motion with seamless precision, all the moving parts operating together like a miniature galaxy. The neighbor was hypnotized by the synchronization of the parts, then he asked, “But what does it do?”

“What do you mean?” asked the professor.

“I mean, what does it do? What is it good for?”

“Oh,” said the scholar, “it doesn’t really do anything, but look how wonderfully it works.”

That’s a picture of much of today’s thinking. Scholars have elaborate theories and we all have lots of opinions; but sometimes we never get around to application. We can accumulate information, explain ideas, and discuss data, but left unanswered is the question—So what?

Without application, any education—even training in the contents of the Bible—is useless. That’s why all the major professions include practicums for application. That’s why young physicians have internships at university hospitals before launching their careers, why educators begin as practice teachers, why pilots spend hours in the cockpit beside seasoned aviators before flying solo, and why ballplayers have coaches to drill them before the season starts.

Warnings to Heed

With Bible study, information without application is stagnation. James told his readers, “Be doers of the Word, and not hearers only, deceiving yourselves” (James 1:22). He compared the Bible to a mirror. As we gaze into the Word of God, we see ourselves reflected in it. We see our blemishes and stains. We see how we need to beautify our lives in God’s sight. Perhaps we need to apply the salve of the Spirit, the highlighting graces of faith, or the corrective lines of obedience. Some people walk away from God’s mirror without making the needed changes. “But,” said James, “he who looks into the perfect law of liberty and continues in it, and is not a forgetful hearer but a doer of the work, this one will be blessed in what he does” (verse 25).

It's not enough just to be students of the Bible. We have to be disciples of the Lord.

This was also the theme of the Sermon on the Mount. Dismayed at the hypocrisy in His day, Jesus condemned the religionists who studied the Old Testament but never got around to applying its message. In His sermon in Matthew 5–7, Christ urged life-changing obedience to His words and concluded with the story of the two builders. One built a house on a rock, the other on sand. The first man’s house withstood the storm, but the house on the sand collapsed.

What was the difference? Jesus said, “Whoever hears these sayings of Mine, and does them, I will liken him to a wise man who built his house on the rock, …. But everyone who hears these sayings of Mine, and does not do them, will be like a foolish man who built his house on the sand” (Matthew 7:24, 26, emphasis added).

Both men heard the words of Jesus. Both were in His audience that day, as it were, listening admiringly to His eloquence and wisdom. Both were Bible students who heard His words. But one put the truth into practice while the other nodded politely and continued his life as usual. Their responses were as different as rock and sand. The lesson: It’s not enough just to be students of the Bible. We have to be disciples of the Lord, which means we study His Word with a determination to put it into practice, whatever the cost.

Questions to Ask

When we study the Bible, then, whether in a group or on our own, we should always consider what it says, what it means, and what it means for us. Don’t stop at satisfying your mental curiosity. Lots of people, for example, are fascinated by the study of the end times, the Rapture of the Church, the Great Tribulation, and the Second Coming of Christ. I often preach and write about these things, but I always stress that God hasn’t given prophecy just to satisfy our inquisitiveness but to spur us to holy living and evangelism. Our beliefs should regulate our behavior. Knowing Christ is coming tomorrow should affect the urgency of obedience today.

Here are some questions to pose to every passage you study in the Bible: Is there a commandment here I need to put into practice? Is there a promise I need to claim? An attitude to adopt? A prayer to echo? A habit I should begin? Is there a behavior I must change? Is there a sin to forsake? How can I be more Jesus-like because of my study of these verses?

When you ask yourself those questions while studying the Bible, the Lord will show you the answers. When you ask those questions while teaching the Bible, your listeners will come to realize the Bible wasn’t merely given to inform us but to transform us.

Lessons to Learn

This is one of the reasons the Bible is full of stories. As we work our way through God’s Word, we read about the dangers of lust; but in the story of David we see those principles come to life. We read about justification in Romans, but we see it actually happen in the conversion of Saul of Tarsus. God has given us a multi-dimensioned book to teach us His truth and to show us the difference it makes when we obey or disobey it. The lives of Bible characters are laboratories in which the truths of the Bible are applied, as are our own lives.

Ethel Edison, who now lives in a Florida retirement village, recalls learning to apply Scriptural truth at age fifteen:

“When I was teenager, my mother and I lived alone; she was divorced and we were very worldly people. I was already five-foot-eight and could pass for twenty-one. Mother and I would go on double dates with servicemen. The kids in high school rejected me because I didn’t date peers; I went with soldiers. Then through the ministry of a local church I became a Christian. A nearby lady who worked with Child Evangelism Fellowship told me I must learn 1 Corinthians 10:13. She emphasized the word must, knowing of my environment and lifestyle. I looked it up and thought it contained too many words and phrases to memorize. But I worked until I learned it: ‘No temptation has overtaken you except such as is common to man; but God is faithful, who will not allow you to be tempted beyond what you are able, but with the temptation will also make the way of escape, that you may be able to bear it.’

“The power of that verse kept me from the temptations I faced as a new Christian. My biggest worry was my boyfriend, a soldier in the army, and I didn’t know what to say to him. But that same week he was transferred and taken out of my life. The Lord was applying 1 Corinthians 10:13 to my experience, even as I was working to do my part in applying it.

“Three months later my mother was converted. Shortly afterward was New Year’s Eve, which had always been the biggest night in the year for us. This year we skipped the parties and went to church. When Mother got home she realized she had not once thought about what she would have been doing in the world, and after that she had no doubt she was truly a Christian. God had given us both a way of escape.”

Ethel later became a career missionary in Africa. She had many occasions to put 1 Corinthians 10:13 into practice, along with the many other verses she learned.

Each page of the Bible is a discipleship manual telling us how to live. Every passage of Scripture has one correct interpretation but many applications. We can never exhaust the impact of a Bible verse, and it will never fail to improve our conduct as we put it into practice.

Bible study should be practical, applicable, and livable. Know what the Scriptures say, interpret God’s Word wisely, and put it into practice constantly, always asking yourself: What does it mean for today? What does it mean for me?

Click here to learn about The Jeremiah Study Bible in the popular plain-English New International Version.